Temporary motor insurance · UK
Cover for an hour, a day or a month. Never a minute more.
Comprehensive insurance for cars, vans, motorbikes and campers, priced up front and issued the moment you pay. No account, no renewal, no admin fee.
- for one hour
- £6.44for one hour
- cover lengths
- 12cover lengths
- documents
- Instantdocuments
How it works
Three steps, about two minutes.
- 01
Enter the registration
We fetch the make, model and MOT position from the official record, so there is almost nothing to type.
- 02
Choose your hours
Pick a start time and one of twelve cover lengths. The price for each length is shown before you choose it.
- 03
Pay once, drive
Your certificate is issued the instant payment clears. It is on screen, in your inbox, and ready to show at the roadside.
Prices
Every length, every vehicle.
Starting prices for an experienced driver on a standard vehicle, including Insurance Premium Tax at 12%. Your exact price is calculated from your details before you pay anything.
| Cover length | Car | Van | Motorbike | Camper |
|---|---|---|---|---|
| 1 hour | £6.44 | £8.37 | £5.47 | £9.34 |
| 2 hours | £7.28 | £9.46 | £6.19 | £10.56 |
| 4 hours | £8.68 | £11.28 | £7.38 | £12.59 |
| 8 hours | £10.36 | £13.47 | £8.81 | £15.02 |
| 1 day | £11.76 | £15.29 | £10.00 | £17.05 |
| 2 days | £15.68 | £20.38 | £13.33 | £22.74 |
| 3 days | £18.48 | £24.02 | £15.71 | £26.80 |
| 5 days | £23.52 | £30.58 | £19.99 | £34.10 |
| 1 week | £27.44 | £35.67 | £23.32 | £39.79 |
| 2 weeks | £41.44 | £53.87 | £35.22 | £60.09 |
| 3 weeks | £53.76 | £69.89 | £45.70 | £77.95 |
| 4 weeks | £64.40 | £83.72 | £54.74 | £93.38 |
Indicative starting prices. Age, licence, vehicle value and use adjust the premium, and every adjustment is itemised on your quote.
When it makes sense
For the driving an annual policy was never built for.
- 01
Someone else's car
Borrow a car for the afternoon, the weekend, or the drive home, and leave the owner's annual policy and no-claims untouched.
- 02
A van for the move
Insure a hired or borrowed van for exactly the day you need it, with breakdown cover available for the long leg back.
- 03
Practice between lessons
Learners with a provisional licence can be covered for supervised practice on a family car.
- 04
A gap between policies
Cover a few days or weeks while a new annual policy is sorted, without signing up to anything longer.
- 05
A private test drive
Drive a car you are thinking of buying on your own comprehensive cover instead of relying on the seller's.
- 06
A day of work driving
Business use is a tick-box on the quote, for the days your own policy stops at social and commuting.
What you get
Plain terms, both ways.
Here is what every policy includes, and who it is not for. If you are outside these lines the quote form will tell you before you enter anything personal.
Included
- Comprehensive cover on every policy, including damage to the vehicle you are driving
- Third-party liability, fire and theft
- Cover in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man
- A certificate and schedule as a PDF, on screen and by email, the moment you pay
- Optional extras: lower excess, breakdown and recovery, legal expenses, European driving
Not covered
- Drivers under 18 or over 78
- Vehicles worth more than £50,000
- International licences from outside the UK, EU and EEA
- Anything longer than four weeks in a single policy
Questions
Asked often, answered once.
Anything missing? Send us a message. A person reads it and replies by email, usually within the hour during opening times.
How fast can cover start?
As soon as fifteen minutes after you pay, or at any time you choose within the next thirty days. The start time is yours to set on the quote form.
Is every policy comprehensive?
Yes. There is no third-party-only option. Damage to the vehicle you are driving, third parties, fire and theft are all included as standard.
Does it touch the owner's insurance?
No. Your policy stands on its own. If you need to claim, it is handled here, and the owner's annual policy and no-claims bonus are not involved.
Who can be covered?
Drivers aged 18 to 78 with a full UK, EU or EEA licence, or a UK provisional licence for supervised car practice. The vehicle must be worth under £50,000.
Can I take the vehicle abroad?
Add the European driving extension when you quote for a policy of a day or longer. Without it, cover applies in the UK, the Channel Islands and the Isle of Man.
What do I get after paying?
A certificate of motor insurance and a policy schedule as a PDF. They appear on screen straight away and are emailed to the address you verified.
Will it renew?
Never. The policy ends at the time printed on the certificate. If you need longer, buy another one whenever suits you.
Ready when you are.
A price in two minutes. Nothing charged until you say so.